As 2025 approaches, the investment landscape is evolving rapidly, fueled by innovation and disciplined financial strategies. Insights from Mirae Asset Capital Markets, StoxBox, Abans Investment Manager and NMIMS highlight emerging themes and provide a roadmap for investors aiming to capitalize on dynamic market trends.
The journey of wealth creation is not just about accumulating money to enjoy later in life. Many people tend to delay experiences and luxuries, but true wealth planning involves being disciplined and balanced. The stages of wealth management are protection, accumulation, and harvest. The first step is to secure sufficient life insurance for the family’s breadwinner, typically 10 to 20 times their annual income. It’s also essential to obtain adequate health insurance coverage for all family members. Once these priorities are addressed, you can begin planning for goal-based savings and investments.
Mutual funds continue to dominate investment portfolios, driven by diversification and cost-effectiveness. November 2024 saw a significant rise in index funds, with 10 new schemes introduced, bringing the total to 270 and attracting inflows of ₹43 billion. Hybrid funds and multi-asset funds, combining equities, debt, and gold exposure, saw inflows of ₹41 billion and ₹24 billion, respectively. Manish Jain, Director of Institutional Business at Mirae Asset Capital Markets said: “As we move into 2025, the key to navigating the complexities of the market will be aligning investments with both global trends and individual financial goals,”